Medicare Open Enrollment Period Begins

Once a year, seniors have an opportunity to make changes to their Medicare plan, whether they have Original Medicare, Medicare Advantage or a Part D prescription drug plan. The Medicare Annual Election Period began October 15 and ends December 7 this year, earlier than in the past. Costs, benefits, and coverage for particular drugs can change, as can your particular health needs, making an annual review of your plan necessary. The basic choices are between traditional Medicare and a separate Part D drug plan or a Medicare Advantage plan that includes everything. Any changes made during open enrollment take effect January 1. Seniors who elect a Medicare Advantage plan but change their mind can switch back if they do so before February 14. More here and here.

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